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Your annual statement, explained

A sample statement with every part explained beside it.

Annual statements Annotated explainer

Independent Spatial Sites concept. Not commissioned or endorsed by Standard Life.

A sample pension statement with six numbered markers, beside a list of plain-language explanations headed Your statement, part by part.

The interactive feature

Numbered markers

Six markers on the sample statement link to their explanation. Each explanation links back, so the statement and the notes can be read in either order.

The concept

What it addresses
The yearly pension statement: several pages of figures, projections and terms most members skim.
Who it is for
Members opening this year's statement, especially those who have never read one closely.
Their main task
Understand the six parts of the statement that matter and spot anything to act on.
The next step it offers
Log in to check details, retirement age and beneficiaries.
Visual direction
A paper statement on the left with numbered markers, plain explanations on the right. Quiet, document-like, trustworthy.
Copy approach
Line by line and literal: what this number is, where it comes from, what to do about it.

Accessibility in this concept

  • Markers are real links with descriptive names
  • Explanations are an ordered list that reads well on its own
  • Definitions open in place with native disclosure controls
  • Sample figures are labelled as made up

Accessibility review

Automated checks passed; keyboard review done; screen reader review not yet done (checked 7 October 2026).

Our target is WCAG 2.2 AA. We do not describe a concept as meeting it until automated, keyboard and screen reader reviews are all complete.

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