Standard LifeConcept direction

Salary exchange in plain English

What changes on your payslip, shown with worked examples.

Contributions Illustrative calculator

Independent Spatial Sites concept. Not commissioned or endorsed by Standard Life.

This is a concept direction: the idea, the audience and the design approach, written up before the demo is built. The picture above is a sketch of the layout, not a screenshot.

The interactive feature

Worked payslip examples

Choose one of three example salaries to see a before and after payslip. No salary is typed in or stored.

Figures and assumptions. Example payslips would use stated, simplified tax and National Insurance rates for one tax year and be labelled illustrative.

The concept

What it addresses
Salary exchange (salary sacrifice) explanations, which tend to lean on tax and National Insurance terms.
Who it is for
Employees offered salary exchange who are unsure what it does to take-home pay.
Their main task
See how salary exchange changes take-home pay and pension payments.
The next step it offers
Check the scheme's own figures or speak to HR about joining.
Visual direction
Two payslips side by side, before and after, with the differences highlighted and labelled.
Copy approach
Reassuring and exact. It says plainly who it suits and when it may not.

Accessibility in this concept

  • Examples are chosen from a labelled list
  • Differences are described in text, not only highlighted
  • Tables have proper headers

Accessibility review

Not yet reviewed. This is a concept direction: accessibility checks happen when it is built.

Our target is WCAG 2.2 AA. We do not describe a concept as meeting it until automated, keyboard and screen reader reviews are all complete.

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