Legal & GeneralLive demo

Bringing your pensions together

A decision guide for anyone with more than one pension pot.

Finding and combining pensions Decision guide

Independent Spatial Sites concept. Not commissioned or endorsed by Legal & General.

A decision guide page: four questions about pension pots on the left and a checklist titled Before you combine on the right, with two points marked Applies to you.

The interactive feature

Answer-led checklist

Four questions reorder a checklist so the points that apply come first. Every point stays visible, so nothing is hidden by an answer.

The concept

What it addresses
Guidance on combining pensions, which usually arrives as a long article or a leaflet full of caveats.
Who it is for
Members who have changed jobs and now hold two or more pension pots.
Their main task
Work out what to check before deciding whether to combine pensions.
The next step it offers
Ask each provider the questions on the checklist, or find a lost pension first.
Visual direction
Calm and structured: four short questions on the left, a checklist that builds on the right, generous white space and one accent colour.
Copy approach
Even-handed. It explains what could be lost as clearly as what could be gained, and never tells anyone what to do.

Accessibility in this concept

  • Questions are native radio groups with fieldset legends
  • The checklist count is announced politely as answers change
  • Each point marked as applying says so in words, not only colour
  • Works fully without JavaScript, showing every point

Accessibility review

Automated checks passed; keyboard review done; screen reader review not yet done (checked 7 October 2026).

Our target is WCAG 2.2 AA. We do not describe a concept as meeting it until automated, keyboard and screen reader reviews are all complete.

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