Bringing your pensions together
A decision guide for anyone with more than one pension pot.
Independent Spatial Sites concept. Not commissioned or endorsed by Legal & General.

The interactive feature
Answer-led checklist
Four questions reorder a checklist so the points that apply come first. Every point stays visible, so nothing is hidden by an answer.
The concept
- What it addresses
- Guidance on combining pensions, which usually arrives as a long article or a leaflet full of caveats.
- Who it is for
- Members who have changed jobs and now hold two or more pension pots.
- Their main task
- Work out what to check before deciding whether to combine pensions.
- The next step it offers
- Ask each provider the questions on the checklist, or find a lost pension first.
- Visual direction
- Calm and structured: four short questions on the left, a checklist that builds on the right, generous white space and one accent colour.
- Copy approach
- Even-handed. It explains what could be lost as clearly as what could be gained, and never tells anyone what to do.
Accessibility in this concept
- Questions are native radio groups with fieldset legends
- The checklist count is announced politely as answers change
- Each point marked as applying says so in words, not only colour
- Works fully without JavaScript, showing every point
Accessibility review
Automated checks passed; keyboard review done; screen reader review not yet done (checked 7 October 2026).
Our target is WCAG 2.2 AA. We do not describe a concept as meeting it until automated, keyboard and screen reader reviews are all complete.
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